- Level Term Life Insurance policy provides a fixed amount of
cover for a fixed term of years. If you die during the term of the
policy, the amount you are covered for will be paid to your loved ones
as a lump sum.
- Decreasing Life Insurance policy (mortgage life insurance), is
generally used for insuring the outstanding balance of repayment
mortgages in the event that you die before the balance is settled.
Decreasing term life insurance covers you for a set term and pays out a
lump sum if you die during the policy term.
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